श्रेणी: ऐप समीक्षाएं

Gullak is generally considered a safe app for saving in digital gold, since it uses secure UPI-based payments, partners with an accredited gold refinery, and stores gold in insured vaults. However, it’s worth knowing that digital gold itself is not directly regulated by the RBI or SEBI, unlike traditional bank savings products. Key Takeaways Gullak…

LAMOUR is a live chat and dating app that has been installed on more than 50 million devices and passes some automated security scans. However, reports say the Indian government banned LAMOUR in 2020 as part of a list of 118 apps, so readers in India should not rely on it. However, reviews consistently flag…

Kiwi is an Indian fintech app that lets users make RuPay credit card payments through UPI, earning cashback on everyday scan-and-pay transactions. It’s a legitimate app built on the RuPay credit-card-on-UPI framework introduced by the National Payments Corporation of India, though user reviews on cashback eligibility have been mixed. Key Takeaways Kiwi gives you a…

Navi is generally considered a legitimate app, since Navi Finserv Limited is registered as a Non-Banking Financial Company (NBFC) and is regulated by the Reserve Bank of India. That said, Navi has faced RBI action in the past, so it’s worth understanding both its credentials and its track record before borrowing. Key Takeaways Navi is…

CRED is generally considered safe to use for paying credit card bills and tracking your credit score, since it uses bank-grade encryption and partners with RBI-regulated banks and payment processors to handle transactions. As with any financial app, it’s worth understanding how it works before linking your cards. Key Takeaways CRED is operated by Dreamplug…