Author: Digvijay Singh Kanwar

Google Tez no longer exists under that name; it was rebranded to Google Pay in August 2018. If you’re looking for “the Tez app,” you’re actually looking for Google Pay, since the underlying app, UPI functionality, and Google account were carried over directly during the rename. Key Takeaways Google Tez became Google Pay in India…

CureSkin uses AI photo analysis combined with review from board-certified dermatologists to create personalized skincare and hair care routines. Most users report visible improvement starting around the fourth week, with significant results typically appearing between six and eight weeks, though outcomes vary by skin type and consistency. Key Takeaways CureSkin is a Bengaluru-based skincare and…

Slice is an Indian fintech app offering UPI payments, a savings account, and credit products, and it operates on NPCI-regulated UPI infrastructure for its payment features. Slice’s business model has evolved over time due to RBI regulatory changes, so it’s worth understanding its current structure before using its credit features. Key Takeaways Slice merged with…

Jar is a widely used digital gold savings app in India that partners with SafeGold for gold storage and holds insurance coverage through ICICI Lombard. It’s generally considered a legitimate platform, though as with other digital gold apps, the underlying gold product itself isn’t directly regulated by the RBI or SEBI the way bank deposits…

Slick, the Bengaluru-based social app aimed at teens and college students, has a documented history of data safety concerns. In February 2023, a security researcher found an exposed database containing the personal information of more than 150,000 users, including names, phone numbers, birth dates, and profile pictures, left unprotected online. Key Takeaways A researcher found…

Gullak is generally considered a safe app for saving in digital gold, since it uses secure UPI-based payments, partners with an accredited gold refinery, and stores gold in insured vaults. However, it’s worth knowing that digital gold itself is not directly regulated by the RBI or SEBI, unlike traditional bank savings products. Key Takeaways Gullak…

LAMOUR is a live chat and dating app that has been installed on more than 50 million devices and passes some automated security scans. However, reports say the Indian government banned LAMOUR in 2020 as part of a list of 118 apps, so readers in India should not rely on it. However, reviews consistently flag…

Kiwi is an Indian fintech app that lets users make RuPay credit card payments through UPI, earning cashback on everyday scan-and-pay transactions. It’s a legitimate app built on the RuPay credit-card-on-UPI framework introduced by the National Payments Corporation of India, though user reviews on cashback eligibility have been mixed. Key Takeaways Kiwi gives you a…

Navi is generally considered a legitimate app, since Navi Finserv Limited is registered as a Non-Banking Financial Company (NBFC) and is regulated by the Reserve Bank of India. That said, Navi has faced RBI action in the past, so it’s worth understanding both its credentials and its track record before borrowing. Key Takeaways Navi is…